Commerzbank is one of the biggest banks in Germany and one of the few banks with provides an English service in Germany with an English Online banking interface. In addition, new customers also get a joining bonus of cash.
Brief Application Process
How to Open A Commerzbank Account
Below is a step by step instruction guide to open a Commerzbank checking account online which English translation and detailed screenshots.
- OPEN ONLINE APPLICATION
Open the online application form from the link provided here.
Click on the button “Kostenloses Girokonto eröffnen” to provide a list of option, now click on the second option as shown below.
- Enter Applicant Details
Fill the application form with details of the applicant.
- Enter Contact Details
Provide the Contact Address details. Screenshot of the webpage with an English translation is provided below.
- Select Overdraft Credit Facility Limit
Overdraft allows you to get a credit on your account. But this is only provided if you have a good credit score. Do not select this option as it is very likely that newcomers to Germany do not have good credit and are refused a bank account with an Overdraft facility.
- Voluntary Consent for Interest
Although this is voluntary if you want a joining bonus you have to consent to make available your data. SCHUFA is transmitted mandatorily.
- Agree to the terms and conditions
Check on appropriate boxes to agree to the terms and conditions.
Note that the account statement is not sent via post (this incurs charges) and can be printed out from a self-service terminal in the bank branches or received on to your online mailbox in your bank account login.
- Verify the details
Check if the details you entered are correct. If not, go Back (Zurück) and change the required details.
If all the details are correct click Next (weiter) to submit the application and generate the filled-up PDF-application.
- Print the Application
Download the completed application form and print them.
If you were unable to print it, you can also request the completed application form to be sent by post.
- Verify your Identity
You can verify your identity using PostIdent or walk go to a Commerzbank branch.
If you are using the branch, make sure to go to one which is closest to your residence, and make an appointment.
If you are using PostIdent, make sure to take all the documents, including the PostIdent Voucher. Click here to learn about how to do PostIdent.
Verify Identity at the Bank Branch
One of the important benefit of opening the Bank account with Commerzbank is that Identification process can be done using bank branch and without having to go to a PostOffice.
Identification verification using the bank branch is useful for applicants from countries whose documents are not accepted by VideoIdent or PostIdent.