A simple step-by-step guide on how to open a bank account in Germany. Open an online Germany bank account and documents required to open a German Bank accountRead More
Commerzbank bank account
All terms at a glance
|Current bonus offer:||€50*|
|Credit Card:||VISA / MC from 29,90 € / year|
|Credit interest daily allowance:||from 0.25% per annum (Season Savings)|
|Borrowing rate credit facility:||11.90% pa|
|Banking options:||Online / Telephone / branch|
|Germany:||Cash Group (9000 Auto)|
* As of September 2020
Commerzbank AG is Germany’s second-largest bank in Germany since its merger with Dresdner Bank in May of 2009. It is one of the leading banks for private and corporate customers in Germany with more than 1,200 bank branches. Headquartered in Frankfurt am Main, it has more than 14.5 million private and corporate customers worldwide. The bank was founded in 1870 by the merchant as as “Commerz and Disconto bank in Hamburg. It provides it, clients, with a wide and attractive range of products and consulting services. Commerzbank is a strong company that offers retail customers all the services they may need from a single source.
The Commerzbank bank checking account
Keep up with technology, the modern current account facilitates performing all the activities online, from the provision of funds for debt financing and the management of securities accounts to the possibility of trading in securities. Right from account management all through to retirement or mortgage planning can be done under the umbrella of Commerzbank. Of course, all this and more with the help of knowledgeable and friendly service at the banks and on the phone. Among the current account offers which are tailored to the personal needs of customers, it also includes a free checking account that can be opened online.
50 EUR joining bonus:
For opening a new checking account at Commerzbank, you get €50 joining bonus, provided you maintain an active account in the first 3 months of account opening. An active account requires at least 5 transactions of €25, and credit into the account includes wages, salary, pension, pay or other federal financial aid.
Instant line of Credit (Overdraft Credit)
Instant line of credit of over 600 euros will be provided (credit score required) if required.
Account moving services
If you are switching from one account to another, then a free account-moving service is provided and Commerzbank takes care of the paperwork for you and informs your payment partners the new bank account with at Commerzbank.
Verification possible at Bank branch
What to do if your passport is not recognised for PostIdent or VideoIdent?
There have been many instances where certain ID or passport (e.g. Indian Passport) have not been recognised by the Postoffice for Post-Ident, or for Video-Ident facility. Since Commerzbank has physical branches of the bank, it is possible to apply online, get an appointment and visit the branch to finish your verification.
Free Services of Commerzbank bank checking account include:
- Free transfers
- Free Standing orders and direct debits
- Free Giro Card or Maestro Card
- Free cash withdrawal from more than 9,000 Cash Group ATMs
And at the request and with appropriate credit limit, Commerzbank admits customers to an available credit (overdraft) and provides also all types of credit cards to customers. The Customer can choose between American Express and Visa or Mastercard credit card . In addition, upon request of the customer Commerzbank also readily provides prepaid credit cards which can be obtained without the need for any proof of credit worthiness
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