How to open a bank account in Germany
A simple step-by-step guide on how to open a bank account in Germany. Open an online Germany bank account and documents required to open a German Bank account
Read MoreComparison of Free Bank Accounts in Germany
Compare between different Free Checking Account in Germany. Detailed information in tabular column to help you decide the best Bank account in Germany
Updated : May 2018
| Bank | Account Maintenance Fees | Additional Cards | Cash Deposit Options | Withdrawal Options | Foreign Transaction Costs | |
|---|---|---|---|---|---|---|
Com Direct | Free | Free Visa Card | 4 free cash deposit at Commerzbank (after €1.90) | - Free in € currency with the girocard - Free in all currencies with the VISA-Card (min. 50 € withdrawal) | Outside the € currecty 1.75% fee with the VISA card |  |
DKB | Free | Free Visa Card | Free in DKB Branches only (very few) | Free with the VISA-Card (min €50 withdrawal) [both DE and Worldwide.] | Free worldwide | |
N26 | Free | Free Mastercard | Free of charge 100 € / month with CASH26 at 7,000 trading partners | - Free in Germany (5x / month) - Free in € currency with the Mastercard -1.7% fee in other currencies with the Mastercard | Free in all currency with the Mastercard | |
Consors Bank | Free | Free VISA-Card | € 7.50 per € 5,000, minimum € 1,000 deposit) | - Free in € currency with the VISA-Card - Free in supermarkets with the girocard - 1.75% fee in other currencies with the VISA-Card (min. 50 € withdrawal) | - Free in € currency with the VISA card or girocard - 1.75% in other currencies | |
Noris Bank | Free | Free Mastercard | free of charge at Deutsche Bank | Free at the CashGroup / Shell petrol stations / supermarkets with the girocard Free Worldwide with the Mastercard | 1.75% foreign currency charge | |
Fidor Bank | Free | Free SmartCard (combination of Mastercard, Maestro + Paypass) | not directly possible | - Free in € currency with the SmartCard - 1.5% fee in other currencies with the SmartCard | - Free in € currency with the SmartCard - 1.5% fee in other currencies with the SmartCard | |
1822 Direct | Free (min €1 deposit pm) | VISA-Card / Mastercard (Free with €4000 annual turnover and for below 27yo, otherwise € 29.90 pa) | Free – only at Frankfurter Sparkasse | - Free at Sparkassen / Supermarkets with SparkassenCard - Free in € currencies with Credit Card - 1.75% fee in foreign currencies with Credit Card | - Free in € currencies - 1.75% foreign currency charge | |
Volkswagen bank | Free (€1,000 pm deposit, €4,50 pm) Free for <27yo | Free VISA-Card | VW Bank branches only (very few) | - Free in € currencies with the VISA Card - 1.75% in foreign currencies with the VISA Card | - Free in € currencies with the VISA-Card -1.75% in foreign currencies with the VISA-Card | |
Wüstenrot Direct | VISA-Card (Free with €2000 annual turnover, or under 25 yo, otherwise €19 pa) | Free – only in Würenrot bank brances | - Free in € currency with the VISA-Card (19x pa, afterwards each € 1.99) - Free in supermarkets with Girocard - 1.75% fee in other currencies with the VISA-Card | - Free in € currency - 1.5% (VISA) or 0.5% (Girocard) in other currencies | |
For more detailed comparison of the bank accounts in Germany, please see below. Unfortunately, it is in German, however, here are the important information for you.
- Keine Kontoführungsgebühr : No Account Maintaince Charges
- Gebührenfreie Abhebung : Free Withdrawal
- Weltweit kostenlos abheben und bezahlen : Worldwide free withdawal and payment