Comparison of Free Bank Accounts in Germany

Compare between different Free Checking Account in Germany. Detailed information in tabular column to help you decide the best Bank account in Germany

Updated : May 2018
BankAccount Maintenance FeesAdditional CardsCash Deposit OptionsWithdrawal OptionsForeign Transaction Costs 
Com Direct
FreeFree Visa Card4 free cash deposit at Commerzbank (after €1.90)- Free in € currency with the girocard
- Free in all currencies with the VISA-Card (min. 50 € withdrawal)		Outside the € currecty 1.75% fee with the VISA card
DKB
FreeFree Visa CardFree in DKB Branches only (very few)Free with the VISA-Card (min €50 withdrawal) [both DE and Worldwide.]Free worldwide
N26


FreeFree MastercardFree of charge 100 € / month with CASH26 at 7,000 trading partners- Free in Germany (5x / month)
- Free in € currency with the Mastercard
-1.7% fee in other currencies with the Mastercard		Free in all currency with the Mastercard
Consors Bank

FreeFree VISA-Card€ 7.50 per € 5,000, minimum € 1,000 deposit)- Free in € currency with the VISA-Card
- Free in supermarkets with the girocard
- 1.75% fee in other currencies with the VISA-Card (min. 50 € withdrawal)		- Free in € currency with the VISA card or girocard
- 1.75% in other currencies
Noris Bank
FreeFree Mastercardfree of charge at Deutsche BankFree at the CashGroup / Shell petrol stations / supermarkets with the girocard
Free Worldwide with the Mastercard		1.75% foreign currency charge
Fidor Bank
FreeFree SmartCard
(combination of Mastercard, Maestro + Paypass)		not directly possible- Free in € currency with the SmartCard
- 1.5% fee in other currencies with the SmartCard		- Free in € currency with the SmartCard
- 1.5% fee in other currencies with the SmartCard
1822 Direct
Free (min €1 deposit pm)VISA-Card / Mastercard (Free with €4000 annual turnover and for below 27yo, otherwise € 29.90 pa)

Free – only at Frankfurter Sparkasse- Free at Sparkassen / Supermarkets with SparkassenCard
- Free in € currencies with Credit Card
- 1.75% fee in foreign currencies with Credit Card		- Free in € currencies
- 1.75% foreign currency charge
Volkswagen bank
Free (€1,000 pm deposit, €4,50 pm)
Free for <27yo		Free VISA-CardVW Bank branches only (very few)- Free in € currencies with the VISA Card
- 1.75% in foreign currencies with the VISA Card		- Free in € currencies with the VISA-Card
-1.75% in foreign currencies with the VISA-Card
Wüstenrot Direct
VISA-Card (Free with €2000 annual turnover, or under 25 yo, otherwise €19 pa)Free – only in Würenrot bank brances- Free in € currency with the VISA-Card (19x pa, afterwards each € 1.99)
- Free in supermarkets with Girocard
- 1.75% fee in other currencies with the VISA-Card		- Free in € currency
- 1.5% (VISA) or 0.5% (Girocard) in other currencies

 

For more detailed comparison of the bank accounts in Germany, please see below. Unfortunately, it is in German, however, here are the important information for you.

  • Keine Kontoführungsgebühr : No Account Maintaince Charges
  • Gebührenfreie Abhebung  :  Free Withdrawal
  • Weltweit kostenlos abheben und bezahlen : Worldwide free withdawal and payment