How to open a bank account in Germany
A simple step-by-step guide on how to open a bank account in Germany. Open an online Germany bank account and documents required to open a German Bank account
Read MoreEnglish Information about Banking in Germany
Update: This SunnyCard credit card is not available anymore. You can try another free credit cards or compare between different credit cards.
The Sunny Card is a credit card from the Spanish Santander Consumer Bank with really very attractive conditions. In particular it is interesting that the SunnyCard is always free of charge irrespective of the useage and in addition, it offers the possibility of payment in installments, with 0% interest rate for the first six months.
The name of the SunnyCard stems from a cooperation with the travel provider Urlaubsplus GmbH. The customers of the credit card also benifit from50he case of a booking at Holiday Plus 5% of the tour price will be refunded.
This is the only free 0 balance credit card with no interest for first 6 months. Even after 6 months, the interest is 10.90% APR, which is low compared to other credit cards.
Apply for Interest free SunnyCard here
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A simple step-by-step guide on how to open a bank account in Germany. Open an online Germany bank account and documents required to open a German Bank account
Read MoreApplying for a student Visa, au pair or Jobseekers Visa? You need a blocked account. Guide with a comparison between Fintiba, X-patrio or Deutsche Bank blocked account and process what is a blocked account and how to open a student blocked account from your home country.
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Hi,
I would like to apply for the credit card.Please forward me more details.
Thank you
I’m very very tempted to use this card as an emergency fund. 0% for 6 months, wow. This is unbelieveable compared to what Deutsche Bank was offering me as a line of credit!
Sorry, have to clarify this. It is only for the First 6 months from the issue of the card. After that, from the 7th month it is the normal card with the normal billing cycle. So may not really be what you are looking for.
If you are considering some big purchases (TV, Kitchen etc), applying for this makes sense. Make the purchase after you get the card, you get an interest free 6 month period. Would be useful say for for someone moving in to a new apartment.
Ahh, thanks for the clarification. Looks like I’ll sign up for the Advanzia card then. If I ever buy an apartment that requires renovations, opening this card will be on my radar. 🙂
Hi,do I apply for Sunny credit card?
Ich hoffe, sich zu beteiligen und vielen Dank
Ahh, thanks for the clarification. Looks like I’ll sign up for the Advanzia card then. If I ever buy an apartment that requires renovations, opening this card will be on my radar.
What would be the credit limit for this card
Admin, This is all fine, what about the processing time of the card ?
I have applied one month ago, and am still waiting for the card, i dont see any notification.
Is this the way Santander works ?
Thanks
Ronald
Any idea about the credit limit?
I am International student and doing MBA International Business here in Berlin, Germany. Can I apply for that card and what will be the maximum limit of money withdraw on this Sunnycard and is it Postpaid?
Try Advanzia Mastercard Gold Credit, it is better option for students to build good credit history https://banks-germany.com/free-advanzia-mastercard-gold-credit-card
Hi,
the contact page seems not working. I would like to have more information on interest-free credit cards. Would you please get back to me? Thanks!