How to open a bank account in Germany
A simple step-by-step guide on how to open a bank account in Germany. Open an online Germany bank account and documents required to open a German Bank account
Read MorePostbank checking account
All terms at a glance
Account management: | |
| Cost: | 0 € (5.90 €) per month |
| Conditions: | monthly salary input of €3000 |
| Current bonus offer: | |
| Cards: | |
| EC-/Maestro: | yes, free |
| Credit Card: | Visa, Free () |
| Interest: | |
| Credit interest daily allowance: | 0.25% pa |
| Borrowing rate credit facility : | 12.30% pa |
| Banking: | |
| Website: | www.postbank.de |
| Banking options: | Online / Telephone / branch |
| Free Cash: | |
| Germany: | Cash Group (9000 Auto) |
| Abroad: | free with VISA |
Open an account |
The Postbank Giro Plus
In 1989, the so-called post-structural law of Postbank has paved the way to independence. After the merger with Deutsche Postbank of the former GDR, the company Postbank, which is now also listed on the stock market took off. Meanwhile, Postbank AG is the largest bank when it comes to dealing with checking or current account. At Postbank, the customer has the choice between different types of checking accounts, one of which Postbank Giro card is presented. A current checking account in addition to the attractive interest rate providing money market account also holds a free securities trading account and a free Visa card for the first year.
Advantages at a glance:
- Checking account with a money market account
- Free banking with monthly salary input of €1000
- An optional free securities account
- Free to withdraw cash at over 9,000 ATMs Cash Group, in more than 850 Postbank Finance Centers and in many branches of Deutsche Post
- Free withdrawal with the credit card at home and abroad
- Upon request and with appropriate credit overdraft
- Apply online NOW!
However, linked to the account management to the mentioned benefits is a conditions such as a monthly salary of non-cash input. If there is no deposit, there will be an account management costs 5.90 euros a month. The money market account currently bears 0.25%pa interest from the first euro . Visa card and Postbank Card (for the partner) are free. The overdraft costs is 12.30 percent per year. For the establishment of the credit facility and the issuance of a Visa card, the customer must provide proof of income for the last three months at Postbank.
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I would like to open an account but I am not registered here as I live most of the time in the U.K but would like to also have a bank account for when i am in Germany
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I want to open a blocked account
Can i do thi in post Bank?
How long it takes to trasfer money from post bank to barclays
In order to meet the “monthly salary input of €1000” can I setup some personal monthly SEPA transfers from my bank account (in Spain) to the Postbank account?
(I’m doing this between 2 banks in Spain at the moment).
I have had an account since 2002 but now Postbank take money out of my account every month. I do not live in Germany and so I cannot put 1000 euros in every month. I find it most upsetting that this money, left to me by my German grandfather, is being reduced by Postbank who make enough profits without taking money from my little account. I want to know how I can close the account and remove the remaining money before it all goes. I need to do this in UK – please reply with details of how I can take out my money, very reluctantly, from Germany.
I want to open acount in post bank.. i am student in Kassel university what are the charges for opening and for transaction..
Thankyou
Can I use other Bank ATM for Postbank atm card
For free of charge
I mean which ATM is free for Postbank atm card
Please I need a credit card loan
Can I open online banking in your bank
cannot access Postbank.online accounts for over two months, need access and a address line that works
cant logonto existing Postbank.de account, for over two months, very frustrating need a new address for Postbank.de site
info@onlinepstnbk.com This email address is related to your bank ?
I requested open a new saving account through online by email info@onlinepstnbk.com and I got reply below
Reference: NBX3/05/021FX.
Dear Valued Customer/Applicant (Uthayakumar Murugaiah).
Dear Sir,
You have to follow procedures by filling and submitting the application form,only then we can provide you with our municipal account details responsible for collecting initial opening deposit.
Warmest Regards,
Lukas Moritz.
Account Officer.
(Post Bank).
I think it’s a scam
I need help with a check that I didnt receive for my german pension for october. How can I find out where check is