How to open a bank account in Germany
A simple step-by-step guide on how to open a bank account in Germany. Open an online Germany bank account and documents required to open a German Bank account
Read MoreEnglish Information about Banking in Germany
All terms at a glance
Account management: | |
Cost: | 0 € (5.90 €) per month |
Conditions: | monthly salary input of €3000 |
Current bonus offer: | |
Cards: | |
EC-/Maestro: | yes, free |
Credit Card: | Visa, Free () |
Interest: | |
Credit interest daily allowance: | 0.25% pa |
Borrowing rate credit facility : | 12.30% pa |
Banking: | |
Website: | www.postbank.de |
Banking options: | Online / Telephone / branch |
Free Cash: | |
Germany: | Cash Group (9000 Auto) |
Abroad: | free with VISA |
Open an account |
In 1989, the so-called post-structural law of Postbank has paved the way to independence. After the merger with Deutsche Postbank of the former GDR, the company Postbank, which is now also listed on the stock market took off. Meanwhile, Postbank AG is the largest bank when it comes to dealing with checking or current account. At Postbank, the customer has the choice between different types of checking accounts, one of which Postbank Giro card is presented. A current checking account in addition to the attractive interest rate providing money market account also holds a free securities trading account and a free Visa card for the first year.
However, linked to the account management to the mentioned benefits is a conditions such as a monthly salary of non-cash input. If there is no deposit, there will be an account management costs 5.90 euros a month. The money market account currently bears 0.25%pa interest from the first euro . Visa card and Postbank Card (for the partner) are free. The overdraft costs is 12.30 percent per year. For the establishment of the credit facility and the issuance of a Visa card, the customer must provide proof of income for the last three months at Postbank.
This site uses Akismet to reduce spam. Learn how your comment data is processed.
Valid till March 31, 2016- open a free Commerzbank account and get upto €175 euro as cash bonus and 11,000 award miles from Miles and More till March 31, 2016
Now open to residents of Greece, Spain, Slovakia, France and Ireland. Open a free German bank account with free MasterCard.
Valid on weekends till further notice- open a free Commerzbank account and get €100 euro as cash bonus and 7,000 award miles from Miles and More till December 31, 2015
A simple step-by-step guide on how to open a bank account in Germany. Open an online Germany bank account and documents required to open a German Bank account
Read MoreApplying for a student Visa, au pair or Jobseekers Visa? You need a blocked account. Guide with a comparison between Fintiba, X-patrio or Deutsche Bank blocked account and process what is a blocked account and how to open a student blocked account from your home country.
Read MoreList of credit card providers with free credit cards in Germany. Advantages of each free credit cards and compare the charges and information about the free credit card in Germany.
Free Credit CardsThe Advanzia bank Free Mastercard Gold credit card offers a lifetime free Credit card with free foreign usage without any transaction charges, Mastercard Gold benefits including free travel insurance, and best option for students and expat new in Germany.
Read more!Special Offer, only for our readers: Apply before 30.Nov.2020 and get joining bonus of €25. Free Credit Card with travel insurance, also for international students.
Apply for Free credit card before 19 April 2015 and get joining bonus of €30. Free Credit Card with Instant online approval, transfer to bank account from credit card and cash back offers.
Apply by Sept 30, 2014 and get €25 joining bonus. Lifetime Free Credit Card with joining bonus.
Copyright © 2014 Banks GermanyTheme created by PWT. Powered by WordPress.org
[…] Postbank […]
[…] Postbank […]
[…] Postbank […]
I would like to open an account but I am not registered here as I live most of the time in the U.K but would like to also have a bank account for when i am in Germany
[…] Postbank […]
[…] Postbank […]
I want to open a blocked account
Can i do thi in post Bank?
How long it takes to trasfer money from post bank to barclays
In order to meet the “monthly salary input of €1000” can I setup some personal monthly SEPA transfers from my bank account (in Spain) to the Postbank account?
(I’m doing this between 2 banks in Spain at the moment).
I have had an account since 2002 but now Postbank take money out of my account every month. I do not live in Germany and so I cannot put 1000 euros in every month. I find it most upsetting that this money, left to me by my German grandfather, is being reduced by Postbank who make enough profits without taking money from my little account. I want to know how I can close the account and remove the remaining money before it all goes. I need to do this in UK – please reply with details of how I can take out my money, very reluctantly, from Germany.
I want to open acount in post bank.. i am student in Kassel university what are the charges for opening and for transaction..
Thankyou
Can I use other Bank ATM for Postbank atm card
For free of charge
I mean which ATM is free for Postbank atm card
Please I need a credit card loan
Can I open online banking in your bank
cannot access Postbank.online accounts for over two months, need access and a address line that works
cant logonto existing Postbank.de account, for over two months, very frustrating need a new address for Postbank.de site
info@onlinepstnbk.com This email address is related to your bank ?
I requested open a new saving account through online by email info@onlinepstnbk.com and I got reply below
Reference: NBX3/05/021FX.
Dear Valued Customer/Applicant (Uthayakumar Murugaiah).
Dear Sir,
You have to follow procedures by filling and submitting the application form,only then we can provide you with our municipal account details responsible for collecting initial opening deposit.
Warmest Regards,
Lukas Moritz.
Account Officer.
(Post Bank).
I think it’s a scam
I need help with a check that I didnt receive for my german pension for october. How can I find out where check is