Postbank checking account

All terms at a glance


Account management:
Cost: 0 € (5.90 €) per month
Conditions: monthly salary input of €1000
Current bonus offer:
Cards:
EC-/Maestro: yes, free
Credit Card: Visa, First year free (€22 from second year)
Interest:
Credit interest daily allowance: 0.25% pa
Borrowing rate credit facility : 12.30% pa
Banking:
Website: www.postbank.de
Banking options: Online / Telephone / branch
Free Cash:
Germany: Cash Group (9000 Auto)
Abroad: free with VISA
Open an account

 

The Postbank Giro Plus

In 1989, the so-called post-structural law of Postbank has paved the way to independence. After the merger with Deutsche Postbank of the former GDR, the company Postbank, which is now also listed on the stock market took off. Meanwhile, Postbank AG is the largest bank when it comes to dealing with checking or current account. At Postbank, the customer has the choice between different types of checking accounts, one of which Postbank Giro card is presented. A current checking account in addition to the attractive interest rate providing money market account also holds a free securities trading account and a free Visa card for the first year.

Advantages at a glance:

  • Checking account with a money market account
  • Free banking with monthly salary input of €1000
  • An optional free securities account
  • Free to withdraw cash at over 9,000 ATMs Cash Group, in more than 850 Postbank Finance Centers and in many branches of Deutsche Post
  • Free withdrawal with the credit card at home and abroad
  • Upon request and with appropriate credit overdraft
  • Apply online NOW!

The following services also include free offer:

  • Setting up and changing and deleting of standing orders
  • Use the statement printer
  • Online Statement
  • Participation in online banking
  • Apply online NOW!

However, linked to the account management to the mentioned benefits  is a conditions such as a monthly salary of non-cash input. If there is no deposit, there will be an account management costs 5.90 euros a month. The money market account currently bears 0.25%pa  interest from the first euro . Visa card and Postbank Card (for the partner) are free. The overdraft costs is 12.30 percent per year. For the establishment of the credit facility and the issuance of a Visa card, the customer must provide proof of income for the last three months at Postbank.

 

Apply now for a Postbank Giro Plus Account 

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