Banks Germany

English Information about Banking in Germany

 
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      • Open a ComDirect Account Online – Detailed Instructions
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      • Open a Commerzbank Account – Instuction with Screenshots
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      • N26 Account Opening – Detailed Instuctions
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      • Open a Postbank Giro Plus – Instuction with Screenshots
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    • Free Credit Cards
      • Advanzia MasterCard Gold
      • GenialCard – Instant Online approval
      • Barclaycard New Visa
      • PayVIP MasterCard Gold
    • Co-Branded Credit Cards
    • Airline Credit Cards
      • Miles & More Blue
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      • Barclays Germanwings Gold
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      • Kalixa Prepaid MasterCard
      • LBB Prepaid VISA credit card
    • Credit Card with easy Loan – easyCredit
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  • Guide
    • Select a Bank Account in Germany
      • Banks with English Service
    • Open a German bank account
      • Open a DKB bank account
        • DKB Euro bank account for non-residents
        • English DKB bank account opening form
      • Open a Postbank Account Online – Screenshots
      • Open a Commerzbank Account online – Screenshots
      • Open a ComDirect Account online – Screenshots
    • Freelancers and Self-employed
    • Open a Student Blocked Account
      • Best Bank account for students
      • DKB Bank Account for Students
    • German bank accounts for non-residents
      • Open Comdirect bank account for non-residents
    • German Tax Returns
    • Information
      • Schufa Credit Score
      • Bank Cards
        • What is a Girocard?
        • V Pay – pay cash in Europe
        • What is a Maestro card?
        • What is Cash Group?
        • What is cash pool?
        • What should you do in case of loss of card?
      • Money Transfer
        • Local Money Transfer in Germany
          • What is a SEPA money Transfer?
          • Direct Debit Mandate
          • Wrong Transfer
        • International money transfer
          • Cheap money transfer options
      • Internet Banking
  • Deals
Menu
  • Home
  • Bank Account
    • 1822direkt
    • Comdirect
      • Open a ComDirect Account Online – Detailed Instructions
    • Commerzbank
      • Open a Commerzbank Account – Instuction with Screenshots
    • Consorsbank
    • DAB-Bank
    • DKB Bank
    • HypoVereinsbank
    • ING DiBa
    • Netbank
    • Noris Bank
    • N26 – The best bank account for newcomer and foreigners in Germany – 2020 Review
      • N26 Account Opening – Detailed Instuctions
    • Postbank
      • Open a Postbank Giro Plus – Instuction with Screenshots
    • Targobank
    • Volkswagen Bank
    • Wüstenrot Bank
  • Credit Cards
    • Free Credit Cards
      • Advanzia MasterCard Gold
      • GenialCard – Instant Online approval
      • Barclaycard New Visa
      • PayVIP MasterCard Gold
    • Co-Branded Credit Cards
    • Airline Credit Cards
      • Miles & More Blue
      • Miles & More Gold
      • Barclays Germanwings Gold
    • Prepaid Credit Cards
      • Kalixa Prepaid MasterCard
      • LBB Prepaid VISA credit card
    • Credit Card with easy Loan – easyCredit
  • Loans
    • Car Loan in Germany
  • Invest
  • Guide
    • Select a Bank Account in Germany
      • Banks with English Service
    • Open a German bank account
      • Open a DKB bank account
        • DKB Euro bank account for non-residents
        • English DKB bank account opening form
      • Open a Postbank Account Online – Screenshots
      • Open a Commerzbank Account online – Screenshots
      • Open a ComDirect Account online – Screenshots
    • Freelancers and Self-employed
    • Open a Student Blocked Account
      • Best Bank account for students
      • DKB Bank Account for Students
    • German bank accounts for non-residents
      • Open Comdirect bank account for non-residents
    • German Tax Returns
    • Information
      • Schufa Credit Score
      • Bank Cards
        • What is a Girocard?
        • V Pay – pay cash in Europe
        • What is a Maestro card?
        • What is Cash Group?
        • What is cash pool?
        • What should you do in case of loss of card?
      • Money Transfer
        • Local Money Transfer in Germany
          • What is a SEPA money Transfer?
          • Direct Debit Mandate
          • Wrong Transfer
        • International money transfer
          • Cheap money transfer options
      • Internet Banking
  • Deals

GenialCard – Free Credit card with instant approval

GenialCard is not another free credit card in Germany. It provides many more advantages and features than a normal credit card.

Instant online approval

Do not wait long for a decision! You will receive immediate feedback once you have submitted the credit card application online. You can also get a initial personal credit limit up to 2,500 €.

Transfers to your checking account

More financial flexibility with a convenient cash transfer to your checking account. You can transfer your request amount from the your Genialcard account of the checking account of your bank.

No annual fee for your main card

Permanently free with  no annual fee , no ifs and buts! You pay neither an annual fee nor an account maintenance fee for your main card. There is also no minimum usage limit you have to reach.

Flexible repayment

Can be changed each time! Let us know if you (at least 20, – €) the outstanding amount in full each month in one lump sum or rather pay back in 3% installments.
We then debit the agreed amount by direct debit from your checking account.

Other advantages of the Genial Card

  • optional up to 3 partner cards possible
  • up to 15% online cash back at over 300 reputable online stores (eg: OTTO, Esprit, S.Oliver)
  • 5% discount for booking travel (holiday packages, vacation rentals, cruises and rental cars) by “Holiday Plus”
  • maximum credit amount up to 25,000 €
  • increased safety with EMV chip technology

Check online for instant approval

13 thoughts on “GenialCard – Free Credit card with instant approval”

  • shible hasan says:
    October 31, 2014 at 1:57 am

    Dear sir,
    my name is shible hasan, i am from Berlin Germany.
    i am interested about GENIALCARD. is it without charge?
    how long does it take to get the Card?
    Could i get some personal Credit at first?

    i am waiting for your kind response..thank you!

    Reply
  • shible hasan says:
    October 31, 2014 at 1:58 am

    Dear sir,
    my name is shible hasan, i am from Berlin Germany.
    i am interested about GENIALCARD. is it without charge?
    how long does it take to get the Card?
    Could i get some personal Credit at first?

    i am waiting for your kind response..thank you!

    Reply
  • Md Atequr Rahman Khan says:
    November 9, 2015 at 11:47 pm

    Dear Sir,
    I live in Duisburg. I am a student here and work as a per time job. Can you tell me the benefit of this card can I shop on line or withdraw money or can buy online air ticket in this card? please kindly reply.

    Reply
  • the says:
    July 9, 2016 at 1:22 am

    uhfuiefhe

    Reply
  • Khalil says:
    November 6, 2016 at 11:34 am

    Dear sir,
    my name is shible hasan, i am from Flinsbach Germany.
    i am interested about GENIALCARD. is it without charge?
    how long does it take to get the Card?
    Could i get some personal Credit at first?
    i am waiting for your kind response..thank you!

    Reply
  • Ullah ehsan says:
    August 5, 2017 at 1:57 pm

    I want cordplz

    Reply
    • Sukhjinder Singh says:
      April 12, 2021 at 1:41 pm

      Suma1978march@gmail.com

      Reply
  • aalabdullah428@gmail.com says:
    October 21, 2018 at 4:09 pm

    Ich möchte die Karte

    Reply
  • Loveth says:
    November 7, 2019 at 2:10 am

    Please, I need the Genialcard and how do I apply for it? Thanks.

    Reply
  • Syed burhan ahmed says:
    January 28, 2020 at 12:32 pm

    Iwant to apply.

    Thanks

    Reply
  • Hans says:
    December 18, 2020 at 11:18 pm

    my name is shible hasan, i am from Berlin Germany.
    i am interested about GENIALCARD. is it without charge?
    how long does it take to get the Card?
    Could i get some personal Credit at first?

    Reply
  • CHRISTIANNA CHRESTOTHOLOS says:
    April 7, 2021 at 3:09 pm

    Hello, I reside in Greece, am a permanent pension benefactor,
    can I apply for your credit card?

    Reply
  • Gavin Fujikawa says:
    May 29, 2022 at 10:53 pm

    Wonder flicks are a wonderful means to invest your downtime. They have plenty of activity, adventure, and wit. You can enjoy them on-line free of cost on Marvel’s internet site.The Wonder Cinematic World is a collection of superhero films based upon characters that show up in comics released by Wonder Comics. The MCU is the common cosmos in which every one of the films are established.

    https://myspace.com/pianoway2

    Reply

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  • Home
  • Bank Account
    • 1822direkt
    • Comdirect
      • Open a ComDirect Account Online – Detailed Instructions
    • Commerzbank
      • Open a Commerzbank Account – Instuction with Screenshots
    • Consorsbank
    • DAB-Bank
    • DKB Bank
    • HypoVereinsbank
    • ING DiBa
    • Netbank
    • Noris Bank
    • N26 – The best bank account for newcomer and foreigners in Germany – 2020 Review
      • N26 Account Opening – Detailed Instuctions
    • Postbank
      • Open a Postbank Giro Plus – Instuction with Screenshots
    • Targobank
    • Volkswagen Bank
    • Wüstenrot Bank
  • Credit Cards
    • Free Credit Cards
      • Advanzia MasterCard Gold
      • GenialCard – Instant Online approval
      • Barclaycard New Visa
      • PayVIP MasterCard Gold
    • Co-Branded Credit Cards
    • Airline Credit Cards
      • Miles & More Blue
      • Miles & More Gold
      • Barclays Germanwings Gold
    • Prepaid Credit Cards
      • Kalixa Prepaid MasterCard
      • LBB Prepaid VISA credit card
    • Credit Card with easy Loan – easyCredit
  • Loans
    • Car Loan in Germany
  • Invest
  • Guide
    • Select a Bank Account in Germany
      • Banks with English Service
    • Open a German bank account
      • Open a DKB bank account
        • DKB Euro bank account for non-residents
        • English DKB bank account opening form
      • Open a Postbank Account Online – Screenshots
      • Open a Commerzbank Account online – Screenshots
      • Open a ComDirect Account online – Screenshots
    • Freelancers and Self-employed
    • Open a Student Blocked Account
      • Best Bank account for students
      • DKB Bank Account for Students
    • German bank accounts for non-residents
      • Open Comdirect bank account for non-residents
    • German Tax Returns
    • Information
      • Schufa Credit Score
      • Bank Cards
        • What is a Girocard?
        • V Pay – pay cash in Europe
        • What is a Maestro card?
        • What is Cash Group?
        • What is cash pool?
        • What should you do in case of loss of card?
      • Money Transfer
        • Local Money Transfer in Germany
          • What is a SEPA money Transfer?
          • Direct Debit Mandate
          • Wrong Transfer
        • International money transfer
          • Cheap money transfer options
      • Internet Banking
  • Deals
 
  • Home
  • Bank Account
    • 1822direkt
    • Comdirect
      • Open a ComDirect Account Online – Detailed Instructions
    • Commerzbank
      • Open a Commerzbank Account – Instuction with Screenshots
    • Consorsbank
    • DAB-Bank
    • DKB Bank
    • HypoVereinsbank
    • ING DiBa
    • Netbank
    • Noris Bank
    • N26 – The best bank account for newcomer and foreigners in Germany – 2020 Review
      • N26 Account Opening – Detailed Instuctions
    • Postbank
      • Open a Postbank Giro Plus – Instuction with Screenshots
    • Targobank
    • Volkswagen Bank
    • Wüstenrot Bank
  • Credit Cards
    • Free Credit Cards
      • Advanzia MasterCard Gold
      • GenialCard – Instant Online approval
      • Barclaycard New Visa
      • PayVIP MasterCard Gold
    • Co-Branded Credit Cards
    • Airline Credit Cards
      • Miles & More Blue
      • Miles & More Gold
      • Barclays Germanwings Gold
    • Prepaid Credit Cards
      • Kalixa Prepaid MasterCard
      • LBB Prepaid VISA credit card
    • Credit Card with easy Loan – easyCredit
  • Loans
    • Car Loan in Germany
  • Invest
  • Guide
    • Select a Bank Account in Germany
      • Banks with English Service
    • Open a German bank account
      • Open a DKB bank account
        • DKB Euro bank account for non-residents
        • English DKB bank account opening form
      • Open a Postbank Account Online – Screenshots
      • Open a Commerzbank Account online – Screenshots
      • Open a ComDirect Account online – Screenshots
    • Freelancers and Self-employed
    • Open a Student Blocked Account
      • Best Bank account for students
      • DKB Bank Account for Students
    • German bank accounts for non-residents
      • Open Comdirect bank account for non-residents
    • German Tax Returns
    • Information
      • Schufa Credit Score
      • Bank Cards
        • What is a Girocard?
        • V Pay – pay cash in Europe
        • What is a Maestro card?
        • What is Cash Group?
        • What is cash pool?
        • What should you do in case of loss of card?
      • Money Transfer
        • Local Money Transfer in Germany
          • What is a SEPA money Transfer?
          • Direct Debit Mandate
          • Wrong Transfer
        • International money transfer
          • Cheap money transfer options
      • Internet Banking
  • Deals

How to open a bank account in Germany

A simple step-by-step guide on how to open a bank account in Germany. Open an online Germany bank account and documents required to open a German Bank account

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Blocked Account Germany – 2021 Review

Applying for a student Visa, au pair or Jobseekers Visa? You need a blocked account. Guide with a comparison between Fintiba, X-patrio or Deutsche Bank blocked account and process what is a blocked account and how to open a student blocked account from your home country.

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