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English Information about Banking in Germany

 
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  • Home
  • Bank Account
    • 1822direkt
    • Comdirect
      • Open a ComDirect Account Online – Detailed Instructions
    • Commerzbank
      • Open a Commerzbank Account – Instuction with Screenshots
    • Consorsbank
    • DAB-Bank
    • DKB Bank
    • HypoVereinsbank
    • ING DiBa
    • Netbank
    • Noris Bank
    • N26 – The best bank account for newcomer and foreigners in Germany – 2020 Review
      • N26 Account Opening – Detailed Instuctions
    • Postbank
      • Open a Postbank Giro Plus – Instuction with Screenshots
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    • Wüstenrot Bank
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  • Guide
    • Select a Bank Account in Germany
      • Banks with English Service
    • Open a German bank account
      • Open a DKB bank account
        • DKB Euro bank account for non-residents
        • English DKB bank account opening form
      • Open a Postbank Account Online – Screenshots
      • Open a Commerzbank Account online – Screenshots
      • Open a ComDirect Account online – Screenshots
    • Freelancers and Self-employed
    • Open a Student Blocked Account
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      • Open Comdirect bank account for non-residents
    • Information
      • Schufa Credit Score
      • Bank Cards
        • What is a Girocard?
        • V Pay – pay cash in Europe
        • What is a Maestro card?
        • What is Cash Group?
        • What is cash pool?
        • What should you do in case of loss of card?
      • Money Transfer
        • Local Money Transfer in Germany
          • What is a SEPA money Transfer?
          • Direct Debit Mandate
          • Wrong Transfer
        • International money transfer
          • Cheap money transfer options
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GenialCard – Free Credit card with instant approval

GenialCard is not another free credit card in Germany. It provides many more advantages and features than a normal credit card.

Instant online approval

Do not wait long for a decision! You will receive immediate feedback once you have submitted the credit card application online. You can also get a initial personal credit limit up to 2,500 €.

Transfers to your checking account

More financial flexibility with a convenient cash transfer to your checking account. You can transfer your request amount from the your Genialcard account of the checking account of your bank.

No annual fee for your main card

Permanently free with  no annual fee , no ifs and buts! You pay neither an annual fee nor an account maintenance fee for your main card. There is also no minimum usage limit you have to reach.

Flexible repayment

Can be changed each time! Let us know if you (at least 20, – €) the outstanding amount in full each month in one lump sum or rather pay back in 3% installments.
We then debit the agreed amount by direct debit from your checking account.

Other advantages of the Genial Card

  • optional up to 3 partner cards possible
  • up to 15% online cash back at over 300 reputable online stores (eg: OTTO, Esprit, S.Oliver)
  • 5% discount for booking travel (holiday packages, vacation rentals, cruises and rental cars) by “Holiday Plus”
  • maximum credit amount up to 25,000 €
  • increased safety with EMV chip technology

Check online for instant approval

10 thoughts on “GenialCard – Free Credit card with instant approval”

  • shible hasan says:
    October 31, 2014 at 1:57 am

    Dear sir,
    my name is shible hasan, i am from Berlin Germany.
    i am interested about GENIALCARD. is it without charge?
    how long does it take to get the Card?
    Could i get some personal Credit at first?

    i am waiting for your kind response..thank you!

    Reply
  • shible hasan says:
    October 31, 2014 at 1:58 am

    Dear sir,
    my name is shible hasan, i am from Berlin Germany.
    i am interested about GENIALCARD. is it without charge?
    how long does it take to get the Card?
    Could i get some personal Credit at first?

    i am waiting for your kind response..thank you!

    Reply
  • Md Atequr Rahman Khan says:
    November 9, 2015 at 11:47 pm

    Dear Sir,
    I live in Duisburg. I am a student here and work as a per time job. Can you tell me the benefit of this card can I shop on line or withdraw money or can buy online air ticket in this card? please kindly reply.

    Reply
  • the says:
    July 9, 2016 at 1:22 am

    uhfuiefhe

    Reply
  • Khalil says:
    November 6, 2016 at 11:34 am

    Dear sir,
    my name is shible hasan, i am from Flinsbach Germany.
    i am interested about GENIALCARD. is it without charge?
    how long does it take to get the Card?
    Could i get some personal Credit at first?
    i am waiting for your kind response..thank you!

    Reply
  • Ullah ehsan says:
    August 5, 2017 at 1:57 pm

    I want cordplz

    Reply
  • aalabdullah428@gmail.com says:
    October 21, 2018 at 4:09 pm

    Ich möchte die Karte

    Reply
  • Loveth says:
    November 7, 2019 at 2:10 am

    Please, I need the Genialcard and how do I apply for it? Thanks.

    Reply
  • Syed burhan ahmed says:
    January 28, 2020 at 12:32 pm

    Iwant to apply.

    Thanks

    Reply
  • Hans says:
    December 18, 2020 at 11:18 pm

    my name is shible hasan, i am from Berlin Germany.
    i am interested about GENIALCARD. is it without charge?
    how long does it take to get the Card?
    Could i get some personal Credit at first?

    Reply

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  • Home
  • Bank Account
    • 1822direkt
    • Comdirect
      • Open a ComDirect Account Online – Detailed Instructions
    • Commerzbank
      • Open a Commerzbank Account – Instuction with Screenshots
    • Consorsbank
    • DAB-Bank
    • DKB Bank
    • HypoVereinsbank
    • ING DiBa
    • Netbank
    • Noris Bank
    • N26 – The best bank account for newcomer and foreigners in Germany – 2020 Review
      • N26 Account Opening – Detailed Instuctions
    • Postbank
      • Open a Postbank Giro Plus – Instuction with Screenshots
    • Targobank
    • Volkswagen Bank
    • Wüstenrot Bank
  • Credit Cards
    • Free Credit Cards
      • Advanzia MasterCard Gold
      • GenialCard – Instant Online approval
      • Barclaycard New Visa
      • PayVIP MasterCard Gold
    • Co-Branded Credit Cards
    • Airline Credit Cards
      • Miles & More Blue
      • Miles & More Gold
      • Barclays Germanwings Gold
    • Prepaid Credit Cards
      • Kalixa Prepaid MasterCard
      • LBB Prepaid VISA credit card
    • Credit Card with easy Loan – easyCredit
  • Loans
    • Car Loan in Germany
  • Invest
  • Guide
    • Select a Bank Account in Germany
      • Banks with English Service
    • Open a German bank account
      • Open a DKB bank account
        • DKB Euro bank account for non-residents
        • English DKB bank account opening form
      • Open a Postbank Account Online – Screenshots
      • Open a Commerzbank Account online – Screenshots
      • Open a ComDirect Account online – Screenshots
    • Freelancers and Self-employed
    • Open a Student Blocked Account
      • Best Bank account for students
      • DKB Bank Account for Students
    • German bank accounts for non-residents
      • Open Comdirect bank account for non-residents
    • Information
      • Schufa Credit Score
      • Bank Cards
        • What is a Girocard?
        • V Pay – pay cash in Europe
        • What is a Maestro card?
        • What is Cash Group?
        • What is cash pool?
        • What should you do in case of loss of card?
      • Money Transfer
        • Local Money Transfer in Germany
          • What is a SEPA money Transfer?
          • Direct Debit Mandate
          • Wrong Transfer
        • International money transfer
          • Cheap money transfer options
      • Internet Banking
  • Deals
 

Best Bank account Deals

  • Commerzbank bonus - upto €175 + 11k miles joining bonus

    Valid till March 31, 2016- open a free Commerzbank account and get upto €175 euro as cash bonus and 11,000 award miles from Miles and More till March 31, 2016

  • Number26 bank now open to other countries!

    Now open to residents of Greece, Spain, Slovakia, France and Ireland. Open a free German bank account with free MasterCard.

  • Commerzbank Weekendbonus - €100 + 8k miles joining bonus

    Valid on weekends till further notice- open a free Commerzbank account and get €100 euro as cash bonus and 7,000 award miles from Miles and More till December 31, 2015

See the list of the best bank account promotional offers and deals in Germany

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Blocked Account Germany – 2021 Review

Applying for a student Visa, au pair or Jobseekers Visa? You need a blocked account. Guide with a comparison between Fintiba, X-patrio or Deutsche Bank blocked account and process what is a blocked account and how to open a student blocked account from your home country.

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Free Credit Cards in Germany – 2020

List of credit card providers with free credit cards in Germany. Advantages of each free credit cards and compare the charges and information about the free credit card in Germany.

Free Credit Cards

Free Advanzia Mastercard Gold Credit Card – 2020 Review

The Advanzia bank Free Mastercard Gold credit card offers a lifetime free Credit card with free foreign usage without any transaction charges, Mastercard Gold benefits including free travel insurance, and best option for students and expat new in Germany.

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Best Credit Card Deals

  • (Exclusive Deal) Gebuhrenfrei Mastercard Gold - €25 joining bonus

    Special Offer, only for our readers: Apply before 30.Nov.2020 and get joining bonus of €25. Free Credit Card with travel insurance, also for international students.

  • Hanseatic Bank - €30 Joining bonus free Credit card

    Apply for Free credit card before 19 April 2015 and get joining bonus of €30. Free Credit Card with Instant online approval, transfer to bank account from credit card and cash back offers.

  • Barclaycard New Visa Offer : €25 joining bonus for free Credit card till Aug 2014

    Apply by Sept 30, 2014 and get €25 joining bonus. Lifetime Free Credit Card with joining bonus.

See other best Credit Card promotional offers and Deals in Germany

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