Banks Germany

English Information about Banking in Germany

 
  • Home
  • Bank Account
    • 1822direkt
    • Comdirect
      • Open a ComDirect Account Online – Detailed Instructions
    • Commerzbank
      • Open a Commerzbank Account – Instuction with Screenshots
    • Consorsbank
    • DAB-Bank
    • DKB Bank
    • HypoVereinsbank
    • ING DiBa
    • Netbank
    • Noris Bank
    • N26 – The best bank account for newcomer and foreigners in Germany – 2020 Review
      • N26 Account Opening – Detailed Instuctions
    • Postbank
      • Open a Postbank Giro Plus – Instuction with Screenshots
    • Targobank
    • Volkswagen Bank
    • Wüstenrot Bank
  • Credit Cards
    • Free Credit Cards
      • Advanzia MasterCard Gold
      • GenialCard – Instant Online approval
      • Barclaycard New Visa
      • PayVIP MasterCard Gold
    • Co-Branded Credit Cards
    • Airline Credit Cards
      • Miles & More Blue
      • Miles & More Gold
      • Barclays Germanwings Gold
    • Prepaid Credit Cards
      • Kalixa Prepaid MasterCard
      • LBB Prepaid VISA credit card
    • Credit Card with easy Loan – easyCredit
  • Loans
    • Car Loan in Germany
  • Invest
  • Guide
    • Select a Bank Account in Germany
      • Banks with English Service
    • Open a German bank account
      • Open a DKB bank account
        • DKB Euro bank account for non-residents
        • English DKB bank account opening form
      • Open a Postbank Account Online – Screenshots
      • Open a Commerzbank Account online – Screenshots
      • Open a ComDirect Account online – Screenshots
    • Freelancers and Self-employed
    • Open a Student Blocked Account
      • Best Bank account for students
      • DKB Bank Account for Students
    • German bank accounts for non-residents
      • Open Comdirect bank account for non-residents
    • Information
      • Schufa Credit Score
      • Bank Cards
        • What is a Girocard?
        • V Pay – pay cash in Europe
        • What is a Maestro card?
        • What is Cash Group?
        • What is cash pool?
        • What should you do in case of loss of card?
      • Money Transfer
        • Local Money Transfer in Germany
          • What is a SEPA money Transfer?
          • Direct Debit Mandate
          • Wrong Transfer
        • International money transfer
          • Cheap money transfer options
      • Internet Banking
  • Deals
Menu
  • Home
  • Bank Account
    • 1822direkt
    • Comdirect
      • Open a ComDirect Account Online – Detailed Instructions
    • Commerzbank
      • Open a Commerzbank Account – Instuction with Screenshots
    • Consorsbank
    • DAB-Bank
    • DKB Bank
    • HypoVereinsbank
    • ING DiBa
    • Netbank
    • Noris Bank
    • N26 – The best bank account for newcomer and foreigners in Germany – 2020 Review
      • N26 Account Opening – Detailed Instuctions
    • Postbank
      • Open a Postbank Giro Plus – Instuction with Screenshots
    • Targobank
    • Volkswagen Bank
    • Wüstenrot Bank
  • Credit Cards
    • Free Credit Cards
      • Advanzia MasterCard Gold
      • GenialCard – Instant Online approval
      • Barclaycard New Visa
      • PayVIP MasterCard Gold
    • Co-Branded Credit Cards
    • Airline Credit Cards
      • Miles & More Blue
      • Miles & More Gold
      • Barclays Germanwings Gold
    • Prepaid Credit Cards
      • Kalixa Prepaid MasterCard
      • LBB Prepaid VISA credit card
    • Credit Card with easy Loan – easyCredit
  • Loans
    • Car Loan in Germany
  • Invest
  • Guide
    • Select a Bank Account in Germany
      • Banks with English Service
    • Open a German bank account
      • Open a DKB bank account
        • DKB Euro bank account for non-residents
        • English DKB bank account opening form
      • Open a Postbank Account Online – Screenshots
      • Open a Commerzbank Account online – Screenshots
      • Open a ComDirect Account online – Screenshots
    • Freelancers and Self-employed
    • Open a Student Blocked Account
      • Best Bank account for students
      • DKB Bank Account for Students
    • German bank accounts for non-residents
      • Open Comdirect bank account for non-residents
    • Information
      • Schufa Credit Score
      • Bank Cards
        • What is a Girocard?
        • V Pay – pay cash in Europe
        • What is a Maestro card?
        • What is Cash Group?
        • What is cash pool?
        • What should you do in case of loss of card?
      • Money Transfer
        • Local Money Transfer in Germany
          • What is a SEPA money Transfer?
          • Direct Debit Mandate
          • Wrong Transfer
        • International money transfer
          • Cheap money transfer options
      • Internet Banking
  • Deals

Credit Loan in Germany

Are you a foreigner and looking to get a loan in Germany? It may be a small loan to furnish your new apartment after moving to Germany, or a big loan to buy a car or a house in Germany.

This article provides all the basic information you need to know about getting a credit loan in German, the types of loans in Germany, the requirements of getting a loan and other alternative ways to obtain a loan even if you have no credit score in Germany.

Table Of Contents
  • Types of Loans in German
  • Requirements for getting a Loan in Germany
    • Reason is important
  • Where to get a loan
    • 1. Credit loan from Banks
    • 2. Loan from Credit Institutions
    • 3. Peer-to-Peer lending
    • 4. Mini Loans
  • Personal Loan for Foreigners
    • Ask your bank
      • Overdraft credit (DispoKredit)
    • Intermediary services
  • Schufa Scores
    • Making Credit Requests
  • Compare Loan providers

Types of Loans in German

There are different types of credit available in Germany depending on the purpose of requiring the credit. The main types of credit loans are:

  • RatenKredit – Installment Loans: Personal Loan with a variable monthly payment
  • RahmenKredit – Personal credit loan with a fixed monthly payment
  • AutoKredit – Loan for buying a Car, Car Loans for auto financing in Germany. Read more about How to get a Car loan in Germany.
  • Wohnungskredit  (Immobilien)– Credit for a Home, Home Loan or House  Mortgage Loan
  • SofortKredit – Instant Credit

Requirements for getting a Loan in Germany

Germany is a credit conservative country and does not offer credit loan easily unless you meet some basic requirements. Therefore, in order to obtain a credit loan in Germany from a bank, you will have to meet at least the following requirements:

  1. A good SCHUFA score., i.e good credit rating. Learn more about how to keep a good Schufa credit rating here.
  2. A residence permit (preferably permanent), or at least a resident permit or Visa that covers the entire period of the loan.
  3. Regular and stable income: You should be able to provide your salary slips. If you are a freelancer you can show your previous year tax returns and regular monthly billing. If you get regular work from a single client, you can ask the company to write that you might be getting regular work from them and the possible amount you will earn from them.

If you have the above conditions, you can try for a loan in Germany from a bank, which usually has a lower interest rate.

However, do not be disappointed since you can also get credit loans from other institutions if you do not have the above requirement, but with a little bit higher interest rate.

Reason is important

Although at the end it is all money, a lot depends on if you are applying for the right type of loan with the right loan provider.

For example, if you are applying for a mortgage, you will have a high chance if you have more than 20% downpayment of the value for the house. There are many options for getting a mortgage.

If you are applying for a car loan, it is better to apply directly with the car dealer as they have better deals and connection with the banks.

Where to get a loan

There are different institutions which provide loans in Germany. Depending on the institution, the rate of interest changes.

1. Credit loan from Banks

The first option is to try the bank you are using for a loan. Normally, they provide credit with the lowest interest rate and easier documentation as they know the client. Sometimes, you can also use other securities (stocks, fixed deposits) with the same bank as collateral for a favourable interest rate

However, this comes at a cost. You will have to show a very good credit rating and a stable income. For this, you would have to be living in Germany for at least a couple of years and should have a permanent residence permit or one with a long validity period. Examples are the Sparkasse banks, Volksbank etc.

  • Lowest interest rate for Home loans
  • Provides larger loan with a longer repayment period
  • Requires good credit score
  • Usually 2 to 4 per cent interest for long-term house loans

2. Loan from Credit Institutions

They provide easier credit than the banks and most of them are online. However, the fees are usually higher than the Banks. some examples of such credit institutions in Germany are Barclays Credit or EasyCredit.

  • Low-interest rate for small and short term loans
  • Especially for personal loans with small loan amount with faster payment terms
  • Requires a decent credit score
  • usually between 4 to 10 per cent interest on short-term loans.

3. Peer-to-Peer lending

They are mainly websites which provide an interface between lenders and borrowers. In some cases, the investors just invest in the website which then selects the people who may borrow.

This can be an option for foreigners who have not been in Germany for a long time but need a credit loan in Germany. They have a high-interest rate depends on the credit score. So, if you have a decent credit score you can get a loan with a lower interest rate compared to someone with a negative credit score.

Examples of peer-to-peer lending systems are Smava, and Lendico.

  • High interest rate
  • For personal loans with no or negative SCHUFA score
  • Can also get credit with a lower credit score
  • usually between 3 to 14 percent interest on short term loans.

4. Mini Loans

It is good financial practice to have an emergency fund saved up which covers at least 3 months of your expenses. But, we understand that time might be tough and sometimes you might end up living paycheck to paycheck. The first advice is to ask your family or friends, but when living abroad it might not be possible.

These loans are short-term loans to meet an urgent requirement which cannot wait till your next paycheck. Sometimes also called payday loans, they usually run for a month or two and are for very small amounts. It is also more lenient with a credit score. But, the interest rates are very high and can go as high as credit card rates of 15 per cent.

Some options for mini loans are:

  • CrediMaxx
  • Cashper

Warning: Use this only as a last option, and always pay back on time.

  • Immediate loans
  • Short duration (as small as 1 month)
  • Small loan amounts, normally €500 and a maximum of up to €1500.
  • Also for lower credit score
  • High-interest rate

Personal Loan for Foreigners

It is normally a challenge for foreigners to successfully get a loan because of their credit score (SCHUFA) as they do not have a long creditworthiness history. However, there as some ways you can get a loan.

Ask your bank

Your bank will have details of your financial status, as they see the income and balance you maintain. Therefore, unlike other banks who have no information about your creditworthiness, your house bank will be more relaxed even if are new and do not have a Schufa credit history.

If you have a bank account with a branch, approach your bank in person to discuss this and explain them the reasons.

Overdraft credit (DispoKredit)

Depending on the amount of loan you require, maybe you can opt for an Overdraft credit facility with your bank (DispoKredit). This allows you to withdraw from your bank even if you do not have enough balance left in your account.

Usually, the overdraft amount is low. About €600, or 50% of your monthly net income. However, if you just need a short term loan for a small amount, this is a good option.

Overdraft incurs higher interest charges (about 8% p.a) which will be incurred each month. 

Intermediary services

There are some service providers who act as an intermediary between loan providers and you and get a small commission from the bank.

But since they have a good deal with the loan providers, overall it does not cost you a lot more than usual. However, sometimes, these intermediaries offer good deals to promote their services and you might be lucky to get a great deal.

Some options for loan intermediary:

  • Maxda
  • Auxmoney

 

Schufa Scores

Making Credit Requests

There is a difference between checking for loan condition when shopping around, and applying for a loan.

When shopping for loans, make sure that you are only making a conditional request (Konditionen Anfrage). This request will only be visible to you and not be to the others. So the other banks will not know you are shopping around.

Do not apply for a loan using the hard credit request (Kredit Anfrage). This request will remain on your credit report as a request which others can see. This will affects your credit score. Even when it comes time to apply for the loan, do not apply for more than one loan at a time.

To keep a track of your requests, register for an online account with SCHUFA.

Compare Loan providers

33 thoughts on “Credit Loan in Germany”

  • Noam says:
    August 15, 2018 at 9:46 pm

    First of all, thank you for this useful forum. You cannot imagine how your articles help making the banking system clear and accessible.
    Second, according to this article, one must be a German resident to get a mortgage.

    I am a German citizen but lives outside Germany.
    In the attached link for an article its says that getting mortgage for non-resident is possible.

    https://www.expatica.com/de/housing/How-to-get-a-mortgage-in-Germany_740222.html

    I would be glad to have your advice.

    Reply
  • LoanLink says:
    September 20, 2018 at 11:54 am

    Are you thinking about buying a house in Germany? Our professional advisors and free online mortgage calculators at LoanLink will help you navigate every step of the property purchasing process with ease – visit here to learn more! https://www.loanlink.de/

    Reply
  • elli maou says:
    September 26, 2018 at 5:41 pm

    Hello I am elli my personal request for a loan of 50 thousand for correction and car pls reply

    Reply
  • Bernard Ndjon says:
    October 3, 2018 at 5:34 pm

    Guten Tag,

    Ich bin bei der Suche eines Kredits von € 25.000,-
    Bei einer Rückzahlung von 36 Monaten
    Wer kann mir Geld leihen ?

    Mit freundlichen Grüßen

    Reply
  • Cyrille K. says:
    October 24, 2018 at 4:42 am

    Hi all,

    I live in Germany, Munich since 2 years now. I have a job with a net salary of 1220 Euro, a bit more with monthly bonus.
    I’m looking for a loan of at least 2500 Euro to completely furnish my apartment but so far no luck with banks and other lending institutions.

    I just need a loan between 2500 to 3500 Euro to repay in 36 to 48 months with interest.

    If you are interested in lending you can contact me here: kcromeo7@gmail.com

    Kind regard

    Cyrille K.

    Reply
  • Hito says:
    November 15, 2018 at 11:32 pm

    Hello I am looking for some help or assistance here.
    I need credit loan amount betweeen 30 – 40 K Eur for personal reason.

    I am resident permit holder duration with 2 years this of course would like to extend.

    Do I have any chance here to borrow this amount?

    Please send me a message.
    callhitomi @hotmail.com

    Reply
  • Mohamed Farhath says:
    January 5, 2019 at 11:04 am

    Hi,

    I am Farhath Faily and am here in Berlin to follow my Masters in Computer Science in a private Hochschule. I pay to my chule for my studies and I require a loan facility to pay my fees.

    I can provide further details about me. Is there any possibilities to get an education loan?

    Kind Regards,
    Farhath

    Reply
  • Hypofriend says:
    January 14, 2019 at 10:45 am

    If you are looking for a home loan to buy property in Germany, you can check the mortgage rates here and get a free quote today: http://www.hypofriend.de

    Reply
  • Godsent says:
    September 10, 2019 at 12:12 pm

    I need a loan

    Reply
    • Chris Bonnivier says:
      October 31, 2020 at 9:32 pm

      I received my loan of $500,000.00 from Mr CLARK POWER contact him if you need a loan today at: clmloans92@yahoo.com

      Reply
  • Horst says:
    January 28, 2020 at 1:49 pm

    I want to get a loan of 3000€ and i was asked to pay 150€ before I could get the loan.
    Is that real or I’m trying to be a victim of scam???
    Please reply me, thanks..

    Reply
    • Mr.mark says:
      November 2, 2020 at 2:28 am

      Good Day
      Do you need a Loan to start up your business or to pay off your Bill’s for more info kindly contact these company via:Gvgfinancialservices@gmail.com or via Whatsapp:+1(231)202-3230 thank you

      Reply
  • shane says:
    March 6, 2020 at 10:42 am

    Hello, Good day to everyone reading this, I am here to testify and let everyone know how to get loan without too much stress, I have applied with so many companies and banks and never got my loan, I cried to my pastor who directed me to a loan company, I contacted them and followed the instructions, I got my loan of 280,000 USD in less than 24 hours.. this is really amazing, I never believed that such companies still exist.. if you are out there and want a loan waste no more time. contact them on email and i can assure you of a successful loan. email . ( REPUBLICFINANCE@OUTLOOK.COM ) WHATSAPP +1 305 768 1620

    Reply
  • mable smith says:
    March 13, 2020 at 7:58 pm

    DO YOU NEED A LOAN TO START UP YOUR BUSINESS OR PAY UP YOUR BILLS?
    CONTACT US ::smithloanfirm8@gmail.com

    Reply
  • Ibrahim Mzee Ibrahim says:
    March 29, 2020 at 9:00 am

    Sir a m from TANZANIA seeking for a loan worth 150,000 $ to buy a home in my country

    Reply
  • Ibrahim Mzee Ibrahim says:
    June 6, 2020 at 9:47 am

    Sir a m from TANZANIA seeking for a loan worth 150,000$ to buy a home in my country

    Reply
  • German Mortgage says:
    July 2, 2020 at 4:46 pm

    Hello,

    I provide German mortgages for expats. Being a one man show I can provide best rates.
    Please test me: https://www.german-mortgage.de/

    I would also love your feedback about my website and your questions about how to get approved for mortgage in Germany and what you can afford.

    Reply
  • Small Business Loans Nz says:
    September 28, 2020 at 8:05 am

    I loved your blog and thanks for publishing this content about credit loan in Germany!! I am really happy to come across this exceptionally well written content. I like how you have researched and presented these exact points so clearly. Thanks for sharing and look for more in future!!Great to find Gvkfinance.co.nz which has same kind of wonderful tips, if possible then visit.

    Reply
    • Chris Bonnivier says:
      October 31, 2020 at 9:30 pm

      I received my loan of $500,000.00 from Mr CLARK POWER contact him if you need a loan today at: clmloans92@yahoo.com

      Reply
  • YGM says:
    October 15, 2020 at 8:19 am

    What a great resource to learn about the different types of loans. I think especially for foreigners it can be challanging to truly get a grasp of what different possibilities there are and how the German loan and mortgage system operates.
    To find individual solutions, it’s best to contact an english speaking mortgage expert like https://www.your-german-mortgage.de/

    Reply
  • Mr.mark says:
    November 2, 2020 at 2:26 am

    Schönen Tag
    Benötigen Sie ein Darlehen, um Ihr Unternehmen zu gründen oder Ihre Rechnungen für weitere Informationen zurückzuzahlen? Bitte kontaktieren Sie dieses Unternehmen über: Gvgfinancialservices@gmail.com oder über WhatsAap: +1 (231) 202-3230. Vielen Dank

    Reply
  • Ethan Wills says:
    November 2, 2020 at 12:31 pm

    I loved your blog and thanks for publishing this content about credit loan in Germany!! I am really happy to come across this exceptionally well written content. I like how you have researched and presented these exact points so clearly. Thanks for sharing and look for more in future!! See @ https://thesupervisa.com/

    Reply
  • Sara says:
    December 5, 2020 at 8:17 pm

    Thank you first of all for this helpful forum. You can’t imagine how your posts help to make the banking system open and transparent.

    Secondly, to get a loan, one must have a work ID according to this article.

    In the attached link for an article its says that getting loan is possible.

    https://form.123formbuilder.com/5746176/

    Reply
  • cliton says:
    December 18, 2020 at 1:48 pm

    Are you looking for a loan for business or project with 3% interest rate contact express finance loan firm email, expressfinanceloan1@gmail.com

    Reply
  • Lucius Lagrave says:
    December 19, 2020 at 3:00 pm

    Good aftie, i am a blogger too. and i can see that you are a nice blogger too.  

    http://hfuyei.com

    Reply
  • Heideman says:
    January 8, 2021 at 3:29 pm

    I nee to have a littel kredeit from 1500 euro

    Reply
  • Anette Olsson says:
    January 26, 2021 at 3:31 am

    Do you need personal or business loan without stress and fast approval? If yes, please contact us we are now offering loans at 3% interest rate. Our loan is secured and safe, for more information and applications please contact us via email: anette.olsson14@gmail.com

    Reply
  • Gary says:
    January 30, 2021 at 3:53 am

    Are you in need of any financial assistance for business or for any other purpose, please contact them via email for more details: garysteve16(a)gmail.com

    Reply
  • Roberto Kenneth says:
    February 6, 2021 at 10:43 am

    ROBERTO LOAN COMPANY> Wir bieten allen Ländern die folgenden Arten von Darlehen an: DUBAI, SÜDAFRIKA, BOTSWANA, ZAMBIA, LESOTHO, Großbritannien, USA, KANADA, SWASILAND, ETC. DARLEHEN Von 2.000,00 USD bis 50.000.000,00 USD
    * Schuldenkonsolidierungsdarlehen
    * Haus, Darlehen
    *Business-Darlehen
    *Privat Darlehen
    *Wohnungsbaudarlehen
    * Autofinanzierung
    * Gewerbliche Kredite
    * Investitionsdarlehen
    1. Blacklisted kann sich bewerben
    2. Keine Bonitätsprüfung
    3. Schuldenprüfung oder gerichtliche Anordnung können gelten.
    Diese Firma ist ein registrierter und autorisierter Leihfilm und wir bieten allen Bürgern auf der schwarzen Liste Kredite ohne Bonitätsprüfung an
    Darlehensangebot zu 2% Zinssatz JETZT BEWERBEN Mit Ihrer ID-Nummer, vollständigen Namen, Darlehensbetrag
    mit deiner Handynummer !!!.
    Am besten angesehen.
    Frau Bestokoko (Kreditmanagerin) WhatsApp (+1(313)636-6776) E-MAIL (robertokennety@gmail.com)

    Reply

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.

  • Home
  • Bank Account
    • 1822direkt
    • Comdirect
      • Open a ComDirect Account Online – Detailed Instructions
    • Commerzbank
      • Open a Commerzbank Account – Instuction with Screenshots
    • Consorsbank
    • DAB-Bank
    • DKB Bank
    • HypoVereinsbank
    • ING DiBa
    • Netbank
    • Noris Bank
    • N26 – The best bank account for newcomer and foreigners in Germany – 2020 Review
      • N26 Account Opening – Detailed Instuctions
    • Postbank
      • Open a Postbank Giro Plus – Instuction with Screenshots
    • Targobank
    • Volkswagen Bank
    • Wüstenrot Bank
  • Credit Cards
    • Free Credit Cards
      • Advanzia MasterCard Gold
      • GenialCard – Instant Online approval
      • Barclaycard New Visa
      • PayVIP MasterCard Gold
    • Co-Branded Credit Cards
    • Airline Credit Cards
      • Miles & More Blue
      • Miles & More Gold
      • Barclays Germanwings Gold
    • Prepaid Credit Cards
      • Kalixa Prepaid MasterCard
      • LBB Prepaid VISA credit card
    • Credit Card with easy Loan – easyCredit
  • Loans
    • Car Loan in Germany
  • Invest
  • Guide
    • Select a Bank Account in Germany
      • Banks with English Service
    • Open a German bank account
      • Open a DKB bank account
        • DKB Euro bank account for non-residents
        • English DKB bank account opening form
      • Open a Postbank Account Online – Screenshots
      • Open a Commerzbank Account online – Screenshots
      • Open a ComDirect Account online – Screenshots
    • Freelancers and Self-employed
    • Open a Student Blocked Account
      • Best Bank account for students
      • DKB Bank Account for Students
    • German bank accounts for non-residents
      • Open Comdirect bank account for non-residents
    • Information
      • Schufa Credit Score
      • Bank Cards
        • What is a Girocard?
        • V Pay – pay cash in Europe
        • What is a Maestro card?
        • What is Cash Group?
        • What is cash pool?
        • What should you do in case of loss of card?
      • Money Transfer
        • Local Money Transfer in Germany
          • What is a SEPA money Transfer?
          • Direct Debit Mandate
          • Wrong Transfer
        • International money transfer
          • Cheap money transfer options
      • Internet Banking
  • Deals
 

Best Bank account Deals

  • Commerzbank bonus - upto €175 + 11k miles joining bonus

    Valid till March 31, 2016- open a free Commerzbank account and get upto €175 euro as cash bonus and 11,000 award miles from Miles and More till March 31, 2016

  • Number26 bank now open to other countries!

    Now open to residents of Greece, Spain, Slovakia, France and Ireland. Open a free German bank account with free MasterCard.

  • Commerzbank Weekendbonus - €100 + 8k miles joining bonus

    Valid on weekends till further notice- open a free Commerzbank account and get €100 euro as cash bonus and 7,000 award miles from Miles and More till December 31, 2015

See the list of the best bank account promotional offers and deals in Germany

Read more

How to open a bank account in Germany

A simple step-by-step guide on how to open a bank account in Germany. Open an online Germany bank account and documents required to open a German Bank account

Read More

Blocked Account Germany – 2020 Review

Applying for a student Visa, au pair or Jobseekers Visa? You need a blocked account. Guide with a comparison between Fintiba, X-patrio or Deutsche Bank blocked account and process what is a blocked account and how to open a student blocked account from your home country.

Read More

Free Credit Cards in Germany – 2020

List of credit card providers with free credit cards in Germany. Advantages of each free credit cards and compare the charges and information about the free credit card in Germany.

Free Credit Cards

Free Advanzia Mastercard Gold Credit Card – 2020 Review

The Advanzia bank Free Mastercard Gold credit card offers a lifetime free Credit card with free foreign usage without any transaction charges, Mastercard Gold benefits including free travel insurance, and best option for students and expat new in Germany.

Read more!

Best Credit Card Deals

  • (Exclusive Deal) Gebuhrenfrei Mastercard Gold - €25 joining bonus

    Special Offer, only for our readers: Apply before 30.Nov.2020 and get joining bonus of €25. Free Credit Card with travel insurance, also for international students.

  • Hanseatic Bank - €30 Joining bonus free Credit card

    Apply for Free credit card before 19 April 2015 and get joining bonus of €30. Free Credit Card with Instant online approval, transfer to bank account from credit card and cash back offers.

  • Barclaycard New Visa Offer : €25 joining bonus for free Credit card till Aug 2014

    Apply by Sept 30, 2014 and get €25 joining bonus. Lifetime Free Credit Card with joining bonus.

See other best Credit Card promotional offers and Deals in Germany

Read more

Contact Us

  • Ask us
  • Impressum

Copyright © 2014 Banks GermanyTheme created by PWT. Powered by WordPress.org