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        • English DKB bank account opening form
      • Open a Postbank Account Online – Screenshots
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      • Open a ComDirect Account online – Screenshots
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      • Open Comdirect bank account for non-residents
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        • What is a Girocard?
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        • What should you do in case of loss of card?
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          • What is a SEPA money Transfer?
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  • Home
  • Bank Account
    • 1822direkt
    • Comdirect
      • Open a ComDirect Account Online – Detailed Instructions
    • Commerzbank
      • Open a Commerzbank Account – Instuction with Screenshots
    • Consorsbank
    • DAB-Bank
    • DKB Bank
    • HypoVereinsbank
    • ING DiBa
    • Netbank
    • Noris Bank
    • N26 – The best bank account for newcomer and foreigners in Germany – 2020 Review
      • N26 Account Opening – Detailed Instuctions
    • Postbank
      • Open a Postbank Giro Plus – Instuction with Screenshots
    • Targobank
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    • Select a Bank Account in Germany
      • Banks with English Service
    • Open a German bank account
      • Open a DKB bank account
        • DKB Euro bank account for non-residents
        • English DKB bank account opening form
      • Open a Postbank Account Online – Screenshots
      • Open a Commerzbank Account online – Screenshots
      • Open a ComDirect Account online – Screenshots
    • Freelancers and Self-employed
    • Open a Student Blocked Account
      • Best Bank account for students
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    • German bank accounts for non-residents
      • Open Comdirect bank account for non-residents
    • Information
      • Schufa Credit Score
      • Bank Cards
        • What is a Girocard?
        • V Pay – pay cash in Europe
        • What is a Maestro card?
        • What is Cash Group?
        • What is cash pool?
        • What should you do in case of loss of card?
      • Money Transfer
        • Local Money Transfer in Germany
          • What is a SEPA money Transfer?
          • Direct Debit Mandate
          • Wrong Transfer
        • International money transfer
          • Cheap money transfer options
      • Internet Banking
  • Deals

Comdirect

Comdirect Bank is the Internet subsidiary of Commerzbank, and is one best bank account in Germany and also a market leaders among online brokers active in Germany. Comdirect Bank is an internet bank that does not have any branches. It is therefore the right bank for the customers who preferred to communicate over the Internet. Due to their low cost, comdirect bank can offer its customers exceptional services on very favorable terms. The Bank currently has almost 1 million online checking account customers.

Conditions of Comdirect Girokonto

Account management:
Cost:0 €
Conditions:–
Current joining bonus offer:€50
Cards:
EC-/Girocard:yes, free
Credit Card:VISA card free / Lifetime free
Interest:
Credit interest daily allowance:0.25% pa (up to 10,000 €)
Borrowing rate credit facility:9.40% pa
Banking: 
Website:www.comdirect.de
Banking options:Online / Telephone / mobile
Free Cash:
Germany:Cash Group (9000 Auto)
Abroad:free worldwide using VISA
  Instructions on How to Apply for Comdirect bank account

Click here for a step by step instructions with Screenshots on how to fill the German application form and open a comdirect bank account in Germany.

Apply Now for a comdirect

Why open a Comdirect bank account

1. Joining bonus

Regularly comdirect has offers with joining bonus for new customers. It varies from €50 to even €150. Keep a lookout for such offers and open an account during the period to get more out of your bank account. Alternatively, if you do not like the account, there is an additional 50 euros at the closing the account!

2. Free VISA Card – Worldwide free withdrawal

A free VISA credit card is provided along with the Comdirect current account. You can use this for free cash withdrawal from any VISA ATM’s is free of cost, irrespective of the country of using.  You can therefore use the VISA card as a prepaid credit card. If you are new in Germany, it is recommended that you do not request for a high credit limit as it will require a good credit rating, and you might be refused the credit card. You can always deposit into your account and use the card with an increased limit.

3. Free Securities Deposit Account

You can apply for a free securities deposit account if you are interested in buying shares or funds or other securities transaction. This is a free account with no maintenance charges, so you do not have any obligation to use it even if you open it. If you are interested in investing in the stock exchange through funds or directly through shares, or even just buying an index fund, this is a very good account.

Some advantages of the free deposit accounts are

  • Free savings plan of funds (including Index funds) without commission or transaction fees
  • Possibility to buy and sell shares in number of countries and exchanges, including US, UK and also developing countries
  • Large selection of funds available for purchase

4. Wechselgeld-Sparen (Small Change savings)

Small change saving (literally translated) is a option which you can select when opening a saving account. The saving account is usually higher interest earning. How does this work? When you use your card, the payment is rounded off to the nearest euro and the extra change is directly deposited into your saving account with a higher interest earning. This enables mandatory savings without you even realizing it.

It works something like this. Say you make a transaction worth €8.50 with your Comdirect Visa card. Your credit card will be automatically charged €9.00. The 50 cents which was rounded off is deposited into your savings account.  Whats more, at the end of the month Comdirect adds 10% additional to whatever you saved during that month as a bonus to your savings account.

It is explained here in the below video (in German)

5. Free Cash Deposit – Coins and notes

Internet banks have the disadvantage that you cannot deposit cash into the account. But customers of Comdirect Bank can use any branch office of the Commerzbank  to deposit cash free of charge to your current, savings or securities account. This can be done anytime during the is even possible outside the opening hours via deposit machines, just like this article shows.

Another important feature is that you can not only deposit bank notes, you can also deposit coins. After few months of use your wallet inevitably becomes bulky with large number of coins. With this bank, you can then collect the coins and deposit them periodically to the bank account.

6. Open account completely online

With the new VideoIdent, you do not have to go to the postoffice to verify your identity. You can directly verify your identity through the internet using Video conference. This is explained in detail in the step by step instructions apply for  comdirect bank account.

7. Linked Money Market account

The money market account comdirect bank currently bear an interest at the rate of 0.25 percent and for the overdraft amount drawn, you are granted a credit facility to pay 9.65 percent interest. Interested customers who intend to switch account to a comdirect bank, the company offers an account switching service . Almost unique is the ability for customers to make their account management via the Internet-enabled mobile phone or using a PDA. The customer of comdirect bank remains on the go and from anywhere is connected with the bank and able to manage, view the current balance or make money transfers.

The advantages of Comdirect bank current account at a glance

  • Free account management
  • Free cash worldwide (with Visa card abroad, in Germany with the debit card at over 7,000 ATMs)
  • Includes free savings account
  • On request overdraft
  • Upon request, free complimentary securities account
  • Free Maestro debit card and free Visa card
  • Free Cash deposit (Coins and bank notes)
  • Apply now online!

  • Home
  • Bank Account
    • 1822direkt
    • Comdirect
      • Open a ComDirect Account Online – Detailed Instructions
    • Commerzbank
      • Open a Commerzbank Account – Instuction with Screenshots
    • Consorsbank
    • DAB-Bank
    • DKB Bank
    • HypoVereinsbank
    • ING DiBa
    • Netbank
    • Noris Bank
    • N26 – The best bank account for newcomer and foreigners in Germany – 2020 Review
      • N26 Account Opening – Detailed Instuctions
    • Postbank
      • Open a Postbank Giro Plus – Instuction with Screenshots
    • Targobank
    • Volkswagen Bank
    • Wüstenrot Bank
  • Credit Cards
    • Free Credit Cards
      • Advanzia MasterCard Gold
      • GenialCard – Instant Online approval
      • Barclaycard New Visa
      • PayVIP MasterCard Gold
    • Co-Branded Credit Cards
    • Airline Credit Cards
      • Miles & More Blue
      • Miles & More Gold
      • Barclays Germanwings Gold
    • Prepaid Credit Cards
      • Kalixa Prepaid MasterCard
      • LBB Prepaid VISA credit card
    • Credit Card with easy Loan – easyCredit
  • Loans
    • Car Loan in Germany
  • Invest
  • Guide
    • Select a Bank Account in Germany
      • Banks with English Service
    • Open a German bank account
      • Open a DKB bank account
        • DKB Euro bank account for non-residents
        • English DKB bank account opening form
      • Open a Postbank Account Online – Screenshots
      • Open a Commerzbank Account online – Screenshots
      • Open a ComDirect Account online – Screenshots
    • Freelancers and Self-employed
    • Open a Student Blocked Account
      • Best Bank account for students
      • DKB Bank Account for Students
    • German bank accounts for non-residents
      • Open Comdirect bank account for non-residents
    • Information
      • Schufa Credit Score
      • Bank Cards
        • What is a Girocard?
        • V Pay – pay cash in Europe
        • What is a Maestro card?
        • What is Cash Group?
        • What is cash pool?
        • What should you do in case of loss of card?
      • Money Transfer
        • Local Money Transfer in Germany
          • What is a SEPA money Transfer?
          • Direct Debit Mandate
          • Wrong Transfer
        • International money transfer
          • Cheap money transfer options
      • Internet Banking
  • Deals
 

Best Bank account Deals

  • Commerzbank bonus - upto €175 + 11k miles joining bonus

    Valid till March 31, 2016- open a free Commerzbank account and get upto €175 euro as cash bonus and 11,000 award miles from Miles and More till March 31, 2016

  • Number26 bank now open to other countries!

    Now open to residents of Greece, Spain, Slovakia, France and Ireland. Open a free German bank account with free MasterCard.

  • Commerzbank Weekendbonus - €100 + 8k miles joining bonus

    Valid on weekends till further notice- open a free Commerzbank account and get €100 euro as cash bonus and 7,000 award miles from Miles and More till December 31, 2015

See the list of the best bank account promotional offers and deals in Germany

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Blocked Account Germany – 2020 Review

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Free Credit Cards in Germany – 2020

List of credit card providers with free credit cards in Germany. Advantages of each free credit cards and compare the charges and information about the free credit card in Germany.

Free Credit Cards

Free Advanzia Mastercard Gold Credit Card – 2020 Review

The Advanzia bank Free Mastercard Gold credit card offers a lifetime free Credit card with free foreign usage without any transaction charges, Mastercard Gold benefits including free travel insurance, and best option for students and expat new in Germany.

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Best Credit Card Deals

  • (Exclusive Deal) Gebuhrenfrei Mastercard Gold - €25 joining bonus

    Special Offer, only for our readers: Apply before 30.Nov.2020 and get joining bonus of €25. Free Credit Card with travel insurance, also for international students.

  • Hanseatic Bank - €30 Joining bonus free Credit card

    Apply for Free credit card before 19 April 2015 and get joining bonus of €30. Free Credit Card with Instant online approval, transfer to bank account from credit card and cash back offers.

  • Barclaycard New Visa Offer : €25 joining bonus for free Credit card till Aug 2014

    Apply by Sept 30, 2014 and get €25 joining bonus. Lifetime Free Credit Card with joining bonus.

See other best Credit Card promotional offers and Deals in Germany

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